Is the title worth the pay cut?
The short answer
A bigger title does not automatically make lower pay worthwhile. Compare what the role changes in your working life and what the reduced income would mean outside work.
Published
Compare the whole offer
Write down pay, expected hours, benefits, travel costs, responsibilities, and the decisions you can make. A title without real authority may not give you the experience you expect.
Ask what you would learn and how you could show that experience in a later application. Do not count a possible future raise as money already promised. Get any agreed terms in writing.
Ask what authority comes with the role, including which decisions you can make without waiting for someone else to approve them.
An imagined example
Imagine a role offers a manager title but no team, no budget, and less pay. Another role keeps your title but lets you lead a project. The second could offer more relevant experience. The names alone cannot settle the choice.
Check your own limits
Compare the proposed income with essential spending and existing commitments. Use current numbers, not an optimistic guess about how cheaply you could live.
Then identify what would make the trade acceptable: different duties, training, hours, or pay. A career read can help you discuss what matters to you. It cannot judge affordability, value a benefits package, or guarantee that a title will lead to another job.